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On this page we present what a home loan is. The purpose is to create knowledge of mortgage loans and give an overview of the different loan options. We explain, among other things, what the difference between a traditional home loan and a cooperative housing loan is, and what costs you can expect in connection […]
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The first important result of our large survey is that the Belgians, with regard to their financial situation, can be divided into three groups. 49% of Belgians have the possibility to save, 32% cannot put money aside and 19% cannot make ends meet (for 8% this applies every month). This study also shows strong regional […]
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There are numerous lenders where you can borrow money. If you have a fixed income, have no other loans and are not on the so-called ‘black list’, you can go almost anywhere. If this is not the case, you will have to check which conditions are set by the various banks and lending offices. Depending […]
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It is true. Trying to save money on everything that surrounds you is one of the worst strategies you can take to manage your Personal Finance. It is not that the immediate result is not satisfactory, but because in the medium and long term it simply does not work and will even have an unsatisfactory […]
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If you want to pay all your debts and keep one, you have a good option: offer your home as a mortgage guarantee to obtain a free availability loan . We tell you below what are home equity loans. When can we benefit from a home equity loan? Surely you know someone who has many […]
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Buying a home and mortgages are associated with a lot of difficult terms, and sometimes you need to be an economist to understand them properly. We grabbed the bull by the horns and compiled a glossary of common mortgage and home purchase terms with explanations! Mortgage Interest Deduction The tax benefit of interest paid on […]
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For anyone who wants to stand up to the phone bill, from Good Finance (your savings tool) and with the help of doctorsim we have decided to give you all the clues so you know how to choose the rate that best suits your needs and not waste your money: What rate is appropriate? First […]
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In Belgium, there were more than 11.3 million credits outstanding in 2016. If we compare this number with the number of inhabitants in Belgium, which at the same time amounted to 11.3 millions, the calculation is easy. In 2016, there were as many credits as inhabitants in our country! If we take into account only adults who are […]
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February 14 is a perfect pretext to show your partner how much you love her with a small present. And, although there is no specific protocol to choose the best gift, there are certain aspects that you should consider, such as your partner’s tastes, how long they have been together and, of course, your budget. […]
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Concerns about inheriting debts arise in many people who lose a close family member. This is facilitated by regularly appearing media reports about people who have received horrendous amounts of commitments, about which they had no knowledge and too much in common. How does it look in practice? Can debt inheritance be avoided? Where does […]
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