The Belgians and their money – Loans

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The first important result of our large survey is that the Belgians, with regard to their financial situation, can be divided into three groups. 49% of Belgians have the possibility to save, 32% cannot put money aside and 19% cannot make ends meet (for 8% this applies every month).

This study also shows strong regional differences because 60% of the Flemish manage to save, which only applies to 30% of the Walloons.

The Belgians are pessimistic about their purchasing power

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To the question: “How do you see your purchasing power evolve over the next 5 years?” only 20% think that this will increase. 41% think that their purchasing power will remain the same and 37% of the respondents think that their purchasing power will decrease.

The optimism applies especially to the group of people under 34 years of age. 41% of them think that purchasing power will improve within 5 years. This is also the case for 26% of white-collar workers and for 28% of the self-employed. Is this right? Discover the analysis of our expert Good lender.

“Half the Belgians save and a third invest.”

The gap between the rich and the poor is too great

The gap between the rich and the poor is too great

For 80% of Belgians, there is a far too big difference between the rich and the poor. 63% of them also believe that it is unacceptable that 10% of the wealthiest of the population own half of the country’s wealth. The Belgians also have an opinion about the pay gap.

For 73% of the aged group 55-64, for 69% of white-collar workers and 72% of blue-collar workers, the difference between the lowest and the highest wages is too great. It is also striking that 63% of Belgians are against a general basic income, only 19% of the population is in favor of it.

The Belgians trust their bank adviser, but fear a new crisis

The Belgians trust their bank adviser, but fear a new crisis

A large majority of Belgians (62%) say that they have faith in the advice of their banker. The financial crisis of 2008 is still present in everyone’s mind because almost half of the Belgians (46%) think that there will be a new banking crisis.

According to our expert Good lender, a very unlikely scenario: “Many measures were taken to strengthen the system in order to avoid a new crisis.” Click here for more info.

Lots of savings and loans but few investments

Lots of savings and loans but few investments

73% of Belgians have savings. 57% provide this money for himself or his partner and 31% for the (grand) children. The difference between Flemings and Walloons is very pronounced because 79% of Flemings have savings. At the Walloons that is only 66%. Investments are less popular. Only 37% of Belgians invest.

They do this primarily in shares and bonds (25%), in investment funds (18%), in real estate (11%) or in gold (7%). Finally, it is striking that 49% of Belgians have a loan. They use that loan for the purchase of a home, good for 29% and for the purchase of a car, good for 16%.

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